What you need to get started
Deliberately minimal — everything below is something most owners can pull together in under 15 minutes, no bookkeeper required.
2 Years of Financials
Internally prepared is fine — no audit or accountant sign-off required
12 Months Bank Statements
Or an accounting-software export (QBO, Xero, Sage)
Current AR Aging
If your business carries receivables — export from your accounting system
Outstanding Debt List
Loan balances, rates, and maturities — statements work fine
What your report actually looks like
A real excerpt style from a sample Capital Snapshot — built from real bank data, real AR aging, and real debt schedules, not a generic template.
Capital Snapshot — Meridian Fabrication Ltd.
| FY2024 | FY2025 | YTD 2026 (ann.) | |
|---|---|---|---|
| Revenue | $3,850,000 | $4,180,000 | $4,240,000 |
| Normalized EBITDA (prelim.) | $412,000 | $547,000 | $553,000 |
What's included — and what's deliberately not
The Snapshot is built to be fast and affordable. Deeper, source-verified work is reserved for the full Capital Pack, and your $495 counts fully toward it.
Included in your $495 Snapshot
- Full 5-category readiness score with supporting figures
- 2-year + YTD revenue and profitability summary
- Debt schedule review with maturity flags
- Preliminary DSCR estimate
- AR aging and customer concentration analysis
- Documentation gap list
- Directional borrowing-capacity range
Unlocked when you upgrade ($1,995 Capital Pack)
- Source-verified, documented EBITDA add-backs
- 13-week cash-flow forecast
- Collateral schedule & ABL eligibility detail
- Capital-source matrix matched to your needs
- Lender-ready executive financing memorandum
- Root-cause margin analysis
From order to report: 1–2 business days
Upload documents
Secure portal, ~15 minutes
Automated analysis
Deterministic calculations, not guesswork
Human review
Every report reviewed before delivery
Report delivered
Same or next business day
Order Your Capital Snapshot
- Delivered same or next business day
- 5-category readiness score with real figures
- Reviewed by a qualified team member before delivery
- No long-term commitment
Common questions
Is this a business valuation?
No. This is a preliminary readiness assessment, not a formal valuation, audit, or review engagement. It's designed to show you what a lender or buyer would likely notice first.
Do I need audited financials?
No. Internally prepared statements are fine at this tier.
What if I don't have all four documents?
Send what you have — we'll tell you what's missing and how it affects the completeness of your report.
Is my information confidential?
Yes. Documents are handled through a secure intake process and reviewed only by your assigned analyst.
Know where you stand before you apply, sell, or borrow.
Start with the free Capital Readiness Score, or go straight to the $495 Snapshot if you already know you need the detail.
Get My Free Score First →